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PRIVACY POLICY
The JustLoans Privacy Policy
Document version: 3
FACTS
WHAT DOES JUSTLOANS DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Consumers have the right to limit some but not all sharing. This notice tells you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and checking account information
Payment history and income
Employment information and wire transfer instructions
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reason JustLoans chooses to share; and whether you can limit this sharing.
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Reasons we can share your personal information
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Do JustLoans share?
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Can you limit this sharing?
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For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
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Yes
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No
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For our marketing purposes - to offer our products and services to you
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Yes
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No
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For joint marketing with other financial companies
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No
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We Do Not Share
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For our affiliates' everyday business purposes - information about your transactions and experiences
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Yes
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No
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For our affiliates' everyday business purposes - information about your creditworthiness
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Yes
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Yes
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For our affiliates to market to you
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Yes
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Yes
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For non-affiliates to market to you
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No
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We Do Not Share
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Subscriber text messaging originator opt-in data and consent details will not be shared with any third parties except when explicitly authorized by the subscriber. Mobile information will not be shared with any third parties for marketing or promotional purposes.
To limit our sharing
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call 1-(800) 755-5351 or go to www.just.loans
Who we are
Who is providing this notice?
JustLoans, a business entity of the Wakpamni Lake Community District of the Oglala Sioux Tribe, is providing this privacy policy.
What we do
How JustLoans protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings.
How does JustLoans collect my personal information?
We collect your personal information, for example, when you:
- Apply for a loan
- Give us your income information
- Tell us where to send the money
- Provide account information
- Provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can't Limit Sharing?
You have the right to limit only:
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
What happens when I limit sharing for an account, I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include other business entities of the Oglala SiouxTribe.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. JustLoans does not share with non-affiliates so they can market to you.
Joint marketing
Companies related by common ownership or control. They can be financial and non-financial companies. A formal agreement between non-affiliated financial companies that together market financial products or services to you.
If you have any questions or concerns regarding this Privacy Policy, please send an email to support@just.loans.
JustLoans
1100 S. Market St. PO Box 70
Solon, IA 52333
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